Call reports 2020
CARVER FEDERAL SAVINGS BANK — 2020
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 581,718,000 | 670,943,000 | 673,051,000 | 687,169,000 |
| Total loans | 428,732,000 | 458,570,000 | 464,199,000 | 468,594,000 |
| Allowance for loan losses | 4,946,000 | 4,836,000 | 4,916,000 | 5,138,000 |
| Securities available for sale | 65,828,000 | 63,512,000 | 103,075,000 | 100,181,000 |
| Securities held to maturity | 10,152,000 | 9,875,000 | 9,501,000 | 9,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,319,000 | 545,460,000 | 546,913,000 | 577,533,000 |
| Interest-bearing deposits | 436,077,000 | 452,707,000 | 459,338,000 | 472,962,000 |
| Noninterest-bearing deposits | 60,242,000 | 92,752,000 | 87,576,000 | 104,571,000 |
| Equity capital | 64,615,000 | 62,925,000 | 62,042,000 | 61,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,346,000 | 10,190,000 | 15,344,000 | 20,633,000 |
| Interest expense | 1,120,000 | 2,210,000 | 3,269,000 | 4,234,000 |
| Net interest income | 4,226,000 | 7,980,000 | 12,075,000 | 16,399,000 |
| Noninterest income | 736,000 | 1,496,000 | 2,961,000 | 3,805,000 |
| Noninterest expense | 6,546,000 | 12,639,000 | 19,248,000 | 25,294,000 |
| Provision for loan losses | 3,000 | -98,000 | -99,000 | -96,000 |
| Pretax income | -1,587,000 | -2,203,000 | -3,251,000 | -4,132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,587,000 | -2,203,000 | -3,251,000 | -4,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,683,000 | 63,067,000 | 62,020,000 | 61,137,000 |
| Total capital | 68,904,000 | 68,202,000 | 67,232,000 | 66,544,000 |
| Risk-weighted assets | 418,118,000 | 426,050,000 | 442,640,000 | 449,384,000 |