Call reports 2019
CARVER FEDERAL SAVINGS BANK — 2019
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 565,873,000 | 574,453,000 | 589,778,000 | 571,987,000 |
| Total loans | 428,828,000 | 421,934,000 | 433,284,000 | 422,318,000 |
| Allowance for loan losses | 4,646,000 | 4,670,000 | 4,625,000 | 4,607,000 |
| Securities available for sale | 79,844,000 | 78,390,000 | 75,109,000 | 70,443,000 |
| Securities held to maturity | 11,138,000 | 10,892,000 | 10,681,000 | 10,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,684,000 | 482,510,000 | 481,154,000 | 472,413,000 |
| Interest-bearing deposits | 425,379,000 | 422,748,000 | 415,425,000 | 409,957,000 |
| Noninterest-bearing deposits | 62,306,000 | 59,762,000 | 65,729,000 | 62,457,000 |
| Equity capital | 61,936,000 | 67,253,000 | 66,587,000 | 65,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,687,000 | 11,339,000 | 16,682,000 | 22,241,000 |
| Interest expense | 1,222,000 | 2,427,000 | 3,657,000 | 4,917,000 |
| Net interest income | 4,465,000 | 8,912,000 | 13,025,000 | 17,324,000 |
| Noninterest income | 1,096,000 | 1,980,000 | 3,114,000 | 4,007,000 |
| Noninterest expense | 6,775,000 | 13,023,000 | 19,057,000 | 25,442,000 |
| Provision for loan losses | 8,000 | 9,000 | 16,000 | 24,000 |
| Pretax income | -1,238,000 | -2,140,000 | -2,950,000 | -4,151,000 |
| Income tax | 33,000 | 33,000 | 33,000 | 33,000 |
| Net income | -1,271,000 | -2,173,000 | -2,983,000 | -4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,875,000 | 67,313,000 | 66,504,000 | 65,304,000 |
| Total capital | 67,766,000 | 72,219,000 | 71,382,000 | 70,178,000 |
| Risk-weighted assets | 408,632,000 | 418,944,000 | 422,273,000 | 410,339,000 |