Call reports 2018
CARVER FEDERAL SAVINGS BANK — 2018
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 695,341,000 | 639,468,000 | 616,552,000 | 592,255,000 |
| Total loans | 477,754,000 | 451,897,000 | 431,369,000 | 427,406,000 |
| Allowance for loan losses | 5,126,000 | 5,187,000 | 4,793,000 | 4,802,000 |
| Securities available for sale | 60,276,000 | 65,827,000 | 92,194,000 | 102,331,000 |
| Securities held to maturity | 12,076,000 | 11,843,000 | 11,545,000 | 11,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,691,000 | 565,176,000 | 544,446,000 | 520,615,000 |
| Interest-bearing deposits | 530,265,000 | 504,541,000 | 484,822,000 | 457,009,000 |
| Noninterest-bearing deposits | 64,425,000 | 60,636,000 | 59,624,000 | 63,605,000 |
| Equity capital | 65,833,000 | 64,691,000 | 62,561,000 | 62,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,918,000 | 12,098,000 | 18,066,000 | 23,726,000 |
| Interest expense | 1,277,000 | 2,711,000 | 4,114,000 | 5,377,000 |
| Net interest income | 4,641,000 | 9,387,000 | 13,952,000 | 18,349,000 |
| Noninterest income | 10,539,000 | 11,780,000 | 12,873,000 | 14,099,000 |
| Noninterest expense | 7,563,000 | 14,348,000 | 21,601,000 | 28,632,000 |
| Provision for loan losses | 5,000 | 10,000 | 59,000 | -273,000 |
| Pretax income | 7,612,000 | 6,809,000 | 5,093,000 | 4,015,000 |
| Income tax | -124,000 | -124,000 | -58,000 | -25,000 |
| Net income | 7,736,000 | 6,933,000 | 5,151,000 | 4,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,909,000 | 67,034,000 | 65,251,000 | 64,145,000 |
| Total capital | 73,249,000 | 72,397,000 | 70,273,000 | 69,156,000 |
| Risk-weighted assets | 445,271,000 | 429,004,000 | 414,593,000 | 400,926,000 |