Call reports 2017
CARVER FEDERAL SAVINGS BANK — 2017
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 689,172,000 | 662,416,000 | 667,758,000 | 657,349,000 |
| Total loans | 546,497,000 | 534,713,000 | 518,544,000 | 496,707,000 |
| Allowance for loan losses | 5,059,000 | 5,134,000 | 5,126,000 | 5,070,000 |
| Securities available for sale | 58,609,000 | 57,704,000 | 56,095,000 | 54,697,000 |
| Securities held to maturity | 13,435,000 | 13,093,000 | 12,752,000 | 12,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,081,000 | 566,471,000 | 577,762,000 | 568,654,000 |
| Interest-bearing deposits | 520,279,000 | 501,190,000 | 509,676,000 | 496,858,000 |
| Noninterest-bearing deposits | 67,801,000 | 65,281,000 | 68,087,000 | 71,796,000 |
| Equity capital | 60,510,000 | 60,428,000 | 60,145,000 | 59,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,831,000 | 13,071,000 | 19,541,000 | 25,746,000 |
| Interest expense | 1,013,000 | 2,084,000 | 3,184,000 | 4,391,000 |
| Net interest income | 5,818,000 | 10,987,000 | 16,357,000 | 21,355,000 |
| Noninterest income | 1,046,000 | 2,182,000 | 3,186,000 | 4,374,000 |
| Noninterest expense | 8,050,000 | 14,662,000 | 21,420,000 | 28,331,000 |
| Provision for loan losses | 520,000 | 641,000 | 645,000 | 650,000 |
| Pretax income | -1,706,000 | -2,134,000 | -2,522,000 | -3,252,000 |
| Income tax | 82,000 | 112,000 | 143,000 | 173,000 |
| Net income | -1,788,000 | -2,246,000 | -2,665,000 | -3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,953,000 | 61,548,000 | 61,144,000 | 60,326,000 |
| Total capital | 67,188,000 | 66,875,000 | 66,465,000 | 65,603,000 |
| Risk-weighted assets | 520,549,000 | 511,892,000 | 495,635,000 | 478,490,000 |