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Call reports 2014

CARVER FEDERAL SAVINGS BANK — 2014

What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/552a33f7-1739-4691-8c1a-6a97fcaf9da0/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets641,193,000647,090,000646,362,000645,337,000
Total loans394,966,000393,496,000413,041,000438,139,000
Allowance for loan losses7,366,0007,066,0006,597,0005,880,000
Securities available for sale89,415,00090,138,00089,135,00094,869,000
Securities held to maturity9,024,0008,826,0008,650,00012,250,000
Trading assets0000
Total deposits516,928,000526,250,000527,746,000528,415,000
Interest-bearing deposits459,207,000469,883,000469,473,000472,592,000
Noninterest-bearing deposits57,721,00056,366,00058,272,00055,822,000
Equity capital61,208,00063,196,00063,653,00064,794,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income5,943,00011,768,00017,451,00022,982,000
Interest expense878,0001,757,0002,637,0003,544,000
Net interest income5,065,00010,011,00014,814,00019,438,000
Noninterest income1,631,0002,756,0004,218,0005,359,000
Noninterest expense8,220,00014,762,00021,380,00028,197,000
Provision for loan losses433,000-481,000-1,194,000-2,344,000
Pretax income-1,912,000-1,464,000-1,104,000-1,003,000
Income tax8,00025,00081,000143,000
Net income-1,920,000-1,489,000-1,185,000-1,146,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital65,949,00066,381,00066,688,00066,732,000
Total capital75,723,00076,183,00075,623,00075,972,000
Risk-weighted assets379,124,000381,729,000396,520,000418,496,000

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