Call reports 2001
GOLD BANK — 2001
What GOLD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 507,584,000 | 571,537,000 | 559,486,000 | 545,046,000 |
| Total loans | 296,272,000 | 335,311,000 | 346,783,000 | 361,021,000 |
| Allowance for loan losses | 4,534,000 | 4,266,000 | 3,899,000 | 3,873,000 |
| Securities available for sale | 108,796,000 | 173,526,000 | 153,029,000 | 129,593,000 |
| Securities held to maturity | 0 | 9,209,000 | 9,208,000 | 9,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,182,000 | 409,989,000 | 405,236,000 | 395,658,000 |
| Interest-bearing deposits | 367,906,000 | 354,853,000 | 352,767,000 | 340,966,000 |
| Noninterest-bearing deposits | 54,276,000 | 55,136,000 | 52,469,000 | 54,692,000 |
| Equity capital | 37,360,000 | 38,548,000 | 40,431,000 | 38,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,253,000 | 18,505,000 | 28,191,000 | 37,009,000 |
| Interest expense | 5,482,000 | 11,164,000 | 16,872,000 | 21,524,000 |
| Net interest income | 3,771,000 | 7,341,000 | 11,319,000 | 15,485,000 |
| Noninterest income | 1,858,000 | 3,205,000 | 4,473,000 | 5,850,000 |
| Noninterest expense | 3,371,000 | 6,630,000 | 9,863,000 | 13,208,000 |
| Provision for loan losses | 50,000 | 50,000 | 125,000 | 275,000 |
| Pretax income | 2,211,000 | 3,869,000 | 5,814,000 | 7,883,000 |
| Income tax | 844,000 | 1,431,000 | 2,097,000 | 2,238,000 |
| Net income | 1,367,000 | 2,438,000 | 3,717,000 | 5,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,559,000 | 37,474,000 | 38,136,000 | 38,808,000 |
| Total capital | 40,546,000 | 41,740,000 | 42,035,000 | 42,681,000 |
| Risk-weighted assets | 318,384,000 | 373,945,000 | 380,232,000 | 385,637,000 |