Call reports 2025
BANK OF LEXINGTON, INC. — 2025
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 456,968,000 | 434,544,000 | 430,861,000 | 401,098,000 |
| Total loans | 292,479,000 | 296,247,000 | 300,404,000 | 313,680,000 |
| Allowance for loan losses | 1,649,000 | 1,672,000 | 1,680,000 | 1,701,000 |
| Securities available for sale | 12,547,000 | 12,501,000 | 16,448,000 | 12,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,509,000 | 385,705,000 | 380,116,000 | 349,714,000 |
| Interest-bearing deposits | 233,856,000 | 209,070,000 | 208,201,000 | 209,214,000 |
| Noninterest-bearing deposits | 174,653,000 | 176,635,000 | 171,915,000 | 140,500,000 |
| Equity capital | 38,973,000 | 40,153,000 | 41,716,000 | 43,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,838,000 | 11,475,000 | 17,222,000 | 22,898,000 |
| Interest expense | 2,248,000 | 4,092,000 | 5,798,000 | 7,436,000 |
| Net interest income | 3,590,000 | 7,383,000 | 11,424,000 | 15,462,000 |
| Noninterest income | 229,000 | 504,000 | 758,000 | 1,109,000 |
| Noninterest expense | 2,157,000 | 4,372,000 | 6,409,000 | 8,667,000 |
| Provision for loan losses | 35,000 | 58,000 | 66,000 | 87,000 |
| Pretax income | 1,611,000 | 3,450,000 | 5,701,000 | 7,811,000 |
| Income tax | 387,000 | 830,000 | 1,378,000 | 1,890,000 |
| Net income | 1,224,000 | 2,620,000 | 4,323,000 | 5,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,237,000 | 41,382,000 | 42,835,000 | 44,183,000 |
| Total capital | 41,973,000 | 43,131,000 | 44,591,000 | 45,960,000 |
| Risk-weighted assets | 269,663,000 | 264,592,000 | 265,066,000 | 266,827,000 |