Call reports 2022
BANK OF LEXINGTON, INC. — 2022
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 325,176,000 | 310,433,000 | 309,924,000 | 309,468,000 |
| Total loans | 212,505,000 | 227,696,000 | 226,382,000 | 234,278,000 |
| Allowance for loan losses | 1,859,000 | 1,859,000 | 1,859,000 | 1,557,000 |
| Securities available for sale | 10,740,000 | 9,816,000 | 9,584,000 | 9,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,725,000 | 269,235,000 | 268,086,000 | 267,136,000 |
| Interest-bearing deposits | 162,063,000 | 158,483,000 | 154,364,000 | 175,599,000 |
| Noninterest-bearing deposits | 121,662,000 | 110,752,000 | 113,722,000 | 91,537,000 |
| Equity capital | 32,170,000 | 32,046,000 | 32,578,000 | 33,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,240,000 | 4,665,000 | 7,442,000 | 10,561,000 |
| Interest expense | 167,000 | 320,000 | 514,000 | 904,000 |
| Net interest income | 2,073,000 | 4,345,000 | 6,928,000 | 9,657,000 |
| Noninterest income | 312,000 | 582,000 | 855,000 | 1,020,000 |
| Noninterest expense | 1,612,000 | 3,222,000 | 4,993,000 | 6,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,705,000 | 2,790,000 | 3,892,000 |
| Income tax | 187,000 | 416,000 | 685,000 | 958,000 |
| Net income | 586,000 | 1,289,000 | 2,105,000 | 2,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,818,000 | 33,271,000 | 33,837,000 | 34,639,000 |
| Total capital | 34,677,000 | 35,130,000 | 35,696,000 | 36,196,000 |
| Risk-weighted assets | 189,325,000 | 196,628,000 | 197,198,000 | 202,985,000 |