Call reports 2021
BANK OF LEXINGTON, INC. — 2021
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 281,473,000 | 310,108,000 | 283,230,000 | 286,948,000 |
| Total loans | 195,254,000 | 209,675,000 | 210,169,000 | 210,259,000 |
| Allowance for loan losses | 1,852,000 | 1,859,000 | 1,859,000 | 1,859,000 |
| Securities available for sale | 11,529,000 | 11,937,000 | 11,834,000 | 11,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,493,000 | 270,076,000 | 245,770,000 | 249,637,000 |
| Interest-bearing deposits | 172,498,000 | 164,958,000 | 154,694,000 | 158,497,000 |
| Noninterest-bearing deposits | 68,995,000 | 105,118,000 | 91,076,000 | 91,140,000 |
| Equity capital | 32,038,000 | 32,418,000 | 32,798,000 | 32,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,533,000 | 6,897,000 | 9,221,000 |
| Interest expense | 374,000 | 675,000 | 907,000 | 1,095,000 |
| Net interest income | 1,848,000 | 3,858,000 | 5,990,000 | 8,126,000 |
| Noninterest income | 553,000 | 1,006,000 | 1,400,000 | 1,721,000 |
| Noninterest expense | 1,683,000 | 3,281,000 | 5,029,000 | 6,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 718,000 | 1,583,000 | 2,361,000 | 3,133,000 |
| Income tax | 173,000 | 385,000 | 573,000 | 761,000 |
| Net income | 545,000 | 1,198,000 | 1,788,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,171,000 | 32,575,000 | 32,914,000 | 33,248,000 |
| Total capital | 34,023,000 | 34,434,000 | 34,773,000 | 35,107,000 |
| Risk-weighted assets | 166,558,000 | 178,662,000 | 173,808,000 | 175,935,000 |