Call reports 2019
BANK OF LEXINGTON, INC. — 2019
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 250,422,000 | 296,923,000 | 249,135,000 | 248,225,000 |
| Total loans | 204,596,000 | 209,564,000 | 207,716,000 | 206,533,000 |
| Allowance for loan losses | 1,854,000 | 1,854,000 | 1,854,000 | 1,854,000 |
| Securities available for sale | 9,922,000 | 8,994,000 | 8,995,000 | 9,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,026,000 | 253,046,000 | 196,353,000 | 200,818,000 |
| Interest-bearing deposits | 158,564,000 | 159,250,000 | 156,039,000 | 167,348,000 |
| Noninterest-bearing deposits | 43,462,000 | 93,796,000 | 40,314,000 | 33,470,000 |
| Equity capital | 28,613,000 | 29,238,000 | 29,892,000 | 30,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,650,000 | 8,615,000 | 11,365,000 |
| Interest expense | 750,000 | 1,512,000 | 2,298,000 | 3,122,000 |
| Net interest income | 2,006,000 | 4,138,000 | 6,317,000 | 8,243,000 |
| Noninterest income | 121,000 | 383,000 | 611,000 | 884,000 |
| Noninterest expense | 1,653,000 | 3,328,000 | 5,023,000 | 6,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 1,193,000 | 1,905,000 | 2,618,000 |
| Income tax | 100,000 | 251,000 | 310,000 | 460,000 |
| Net income | 374,000 | 942,000 | 1,595,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,676,000 | 29,243,000 | 29,896,000 | 30,460,000 |
| Total capital | 30,530,000 | 31,097,000 | 31,750,000 | 32,314,000 |
| Risk-weighted assets | 163,477,000 | 177,685,000 | 166,021,000 | 167,303,000 |