Call reports 2018
BANK OF LEXINGTON, INC. — 2018
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 263,979,000 | 251,243,000 | 258,627,000 | 249,684,000 |
| Total loans | 208,653,000 | 204,319,000 | 201,794,000 | 203,473,000 |
| Allowance for loan losses | 1,855,000 | 1,855,000 | 1,855,000 | 1,854,000 |
| Securities available for sale | 12,343,000 | 11,326,000 | 11,312,000 | 10,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,488,000 | 203,606,000 | 207,933,000 | 206,165,000 |
| Interest-bearing deposits | 174,884,000 | 172,651,000 | 174,555,000 | 170,710,000 |
| Noninterest-bearing deposits | 38,604,000 | 30,955,000 | 33,378,000 | 35,455,000 |
| Equity capital | 26,683,000 | 27,126,000 | 27,581,000 | 28,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,444,000 | 8,169,000 | 10,945,000 |
| Interest expense | 477,000 | 1,032,000 | 1,698,000 | 2,429,000 |
| Net interest income | 2,194,000 | 4,412,000 | 6,471,000 | 8,516,000 |
| Noninterest income | 155,000 | 356,000 | 517,000 | 651,000 |
| Noninterest expense | 4,104,000 | 5,950,000 | 7,583,000 | 9,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,755,000 | -1,182,000 | -595,000 | 99,000 |
| Income tax | -369,000 | -248,000 | -124,000 | 23,000 |
| Net income | -1,386,000 | -934,000 | -471,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,840,000 | 27,292,000 | 27,757,000 | 28,301,000 |
| Total capital | 28,695,000 | 29,147,000 | 29,612,000 | 30,155,000 |
| Risk-weighted assets | 167,783,000 | 164,369,000 | 163,682,000 | 162,372,000 |