Call reports 2017
BANK OF LEXINGTON, INC. — 2017
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 271,477,000 | 262,580,000 | 263,056,000 | 262,882,000 |
| Total loans | 212,111,000 | 213,619,000 | 208,350,000 | 210,011,000 |
| Allowance for loan losses | 1,956,000 | 1,910,000 | 1,855,000 | 1,855,000 |
| Securities available for sale | 15,021,000 | 14,032,000 | 14,997,000 | 14,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,527,000 | 204,385,000 | 202,934,000 | 205,609,000 |
| Interest-bearing deposits | 174,524,000 | 163,796,000 | 164,875,000 | 165,228,000 |
| Noninterest-bearing deposits | 38,003,000 | 40,589,000 | 38,059,000 | 40,381,000 |
| Equity capital | 26,935,000 | 27,594,000 | 28,181,000 | 28,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,352,000 | 8,043,000 | 10,758,000 |
| Interest expense | 436,000 | 869,000 | 1,300,000 | 1,747,000 |
| Net interest income | 2,207,000 | 4,483,000 | 6,743,000 | 9,011,000 |
| Noninterest income | 145,000 | 351,000 | 590,000 | 797,000 |
| Noninterest expense | 1,623,000 | 3,211,000 | 4,812,000 | 6,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 729,000 | 1,623,000 | 2,521,000 | 3,417,000 |
| Income tax | 247,000 | 550,000 | 856,000 | 1,340,000 |
| Net income | 482,000 | 1,073,000 | 1,665,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,976,000 | 27,622,000 | 28,214,000 | 28,525,000 |
| Total capital | 28,932,000 | 29,532,000 | 30,069,000 | 30,380,000 |
| Risk-weighted assets | 173,787,000 | 171,867,000 | 169,032,000 | 167,553,000 |