Call reports 2015
BANK OF LEXINGTON, INC. — 2015
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,502,000 | 235,014,000 | 242,390,000 | 245,139,000 |
| Total loans | 188,303,000 | 195,028,000 | 198,025,000 | 202,305,000 |
| Allowance for loan losses | 2,003,000 | 1,984,000 | 1,893,000 | 1,855,000 |
| Securities available for sale | 14,124,000 | 14,106,000 | 12,138,000 | 12,795,000 |
| Securities held to maturity | 2,190,000 | 2,190,000 | 2,189,000 | 2,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,924,000 | 191,261,000 | 195,587,000 | 194,344,000 |
| Interest-bearing deposits | 172,417,000 | 167,714,000 | 170,661,000 | 165,766,000 |
| Noninterest-bearing deposits | 37,507,000 | 23,547,000 | 24,926,000 | 28,578,000 |
| Equity capital | 23,413,000 | 23,895,000 | 24,403,000 | 24,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 4,812,000 | 7,288,000 | 9,809,000 |
| Interest expense | 355,000 | 689,000 | 1,047,000 | 1,409,000 |
| Net interest income | 2,052,000 | 4,123,000 | 6,241,000 | 8,400,000 |
| Noninterest income | 169,000 | 392,000 | 579,000 | 785,000 |
| Noninterest expense | 1,563,000 | 3,129,000 | 4,720,000 | 6,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,388,000 | 2,117,000 | 2,902,000 |
| Income tax | 219,000 | 460,000 | 704,000 | 965,000 |
| Net income | 441,000 | 928,000 | 1,413,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,427,000 | 23,914,000 | 24,399,000 | 24,923,000 |
| Total capital | 25,422,000 | 25,898,000 | 26,292,000 | 26,778,000 |
| Risk-weighted assets | 159,621,000 | 158,841,000 | 162,681,000 | 167,616,000 |