Call reports 2013
BANK OF LEXINGTON, INC. — 2013
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 210,675,000 | 208,981,000 | 209,999,000 | 215,608,000 |
| Total loans | 162,062,000 | 164,443,000 | 167,838,000 | 173,093,000 |
| Allowance for loan losses | 2,113,000 | 2,159,000 | 2,115,000 | 2,079,000 |
| Securities available for sale | 17,302,000 | 17,862,000 | 18,751,000 | 17,741,000 |
| Securities held to maturity | 2,195,000 | 2,194,000 | 2,193,000 | 2,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,682,000 | 175,130,000 | 175,048,000 | 178,268,000 |
| Interest-bearing deposits | 159,101,000 | 155,187,000 | 157,538,000 | 162,173,000 |
| Noninterest-bearing deposits | 17,581,000 | 19,943,000 | 17,510,000 | 16,095,000 |
| Equity capital | 19,320,000 | 19,450,000 | 19,772,000 | 21,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,245,000 | 4,562,000 | 6,817,000 | 9,125,000 |
| Interest expense | 346,000 | 704,000 | 1,048,000 | 1,382,000 |
| Net interest income | 1,899,000 | 3,858,000 | 5,769,000 | 7,743,000 |
| Noninterest income | 231,000 | 435,000 | 548,000 | 693,000 |
| Noninterest expense | 1,496,000 | 3,017,000 | 4,523,000 | 6,019,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 165,000 |
| Pretax income | 619,000 | 1,216,000 | 1,704,000 | 2,290,000 |
| Income tax | 204,000 | 402,000 | 563,000 | 757,000 |
| Net income | 415,000 | 814,000 | 1,141,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,326,000 | 19,724,000 | 20,051,000 | 21,344,000 |
| Total capital | 21,101,000 | 21,491,000 | 21,851,000 | 23,215,000 |
| Risk-weighted assets | 141,686,000 | 140,915,000 | 143,644,000 | 149,520,000 |