Call reports 2012
BANK OF LEXINGTON, INC. — 2012
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,771,000 | 176,582,000 | 182,320,000 | 191,127,000 |
| Total loans | 135,570,000 | 137,615,000 | 145,451,000 | 154,458,000 |
| Allowance for loan losses | 1,843,000 | 1,934,000 | 1,992,000 | 2,087,000 |
| Securities available for sale | 16,127,000 | 16,063,000 | 16,120,000 | 16,335,000 |
| Securities held to maturity | 1,012,000 | 1,540,000 | 2,196,000 | 2,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,925,000 | 145,282,000 | 149,117,000 | 157,026,000 |
| Interest-bearing deposits | 125,714,000 | 130,681,000 | 130,633,000 | 138,671,000 |
| Noninterest-bearing deposits | 15,211,000 | 14,601,000 | 18,484,000 | 18,355,000 |
| Equity capital | 17,697,000 | 18,071,000 | 18,537,000 | 18,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,183,000 | 6,358,000 | 8,561,000 |
| Interest expense | 415,000 | 816,000 | 1,193,000 | 1,535,000 |
| Net interest income | 1,674,000 | 3,367,000 | 5,165,000 | 7,026,000 |
| Noninterest income | 147,000 | 320,000 | 485,000 | 707,000 |
| Noninterest expense | 1,212,000 | 2,447,000 | 3,686,000 | 5,020,000 |
| Provision for loan losses | 45,000 | 135,000 | 200,000 | 315,000 |
| Pretax income | 564,000 | 1,153,000 | 1,812,000 | 2,497,000 |
| Income tax | 190,000 | 388,000 | 609,000 | 837,000 |
| Net income | 374,000 | 765,000 | 1,203,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,624,000 | 18,016,000 | 18,453,000 | 18,910,000 |
| Total capital | 19,134,000 | 19,545,000 | 20,054,000 | 20,602,000 |
| Risk-weighted assets | 120,499,000 | 121,846,000 | 127,682,000 | 134,996,000 |