Call reports 2009
BANK OF LEXINGTON, INC. — 2009
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 114,067,000 | 116,667,000 | 118,931,000 | 131,589,000 |
| Total loans | 86,896,000 | 90,272,000 | 96,040,000 | 102,474,000 |
| Allowance for loan losses | 1,106,000 | 1,163,000 | 1,092,000 | 1,275,000 |
| Securities available for sale | 14,209,000 | 13,143,000 | 8,239,000 | 13,163,000 |
| Securities held to maturity | 2,030,000 | 2,029,000 | 2,029,000 | 2,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,923,000 | 92,198,000 | 95,500,000 | 106,363,000 |
| Interest-bearing deposits | 83,543,000 | 84,147,000 | 87,578,000 | 99,911,000 |
| Noninterest-bearing deposits | 8,380,000 | 8,051,000 | 7,922,000 | 6,452,000 |
| Equity capital | 13,877,000 | 13,894,000 | 14,001,000 | 14,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,186,000 | 4,859,000 | 6,602,000 |
| Interest expense | 721,000 | 1,425,000 | 2,106,000 | 2,774,000 |
| Net interest income | 858,000 | 1,761,000 | 2,753,000 | 3,828,000 |
| Noninterest income | 100,000 | 239,000 | 286,000 | 380,000 |
| Noninterest expense | 757,000 | 1,544,000 | 2,407,000 | 3,290,000 |
| Provision for loan losses | 101,000 | 222,000 | 397,000 | 582,000 |
| Pretax income | 113,000 | 313,000 | 403,000 | 504,000 |
| Income tax | 0 | 0 | 0 | -174,000 |
| Net income | 113,000 | 313,000 | 403,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,701,000 | 13,841,000 | 13,930,000 | 14,193,000 |
| Total capital | 14,677,000 | 14,859,000 | 14,998,000 | 15,339,000 |
| Risk-weighted assets | 77,958,000 | 81,319,000 | 85,411,000 | 91,555,000 |