Call reports 2007
BANK OF LEXINGTON, INC. — 2007
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,588,000 | 72,593,000 | 76,851,000 | 89,387,000 |
| Total loans | 42,346,000 | 51,875,000 | 56,536,000 | 63,159,000 |
| Allowance for loan losses | 530,000 | 632,000 | 688,000 | 775,000 |
| Securities available for sale | 17,983,000 | 14,366,000 | 14,542,000 | 16,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,387,000 | 58,286,000 | 60,279,000 | 72,897,000 |
| Interest-bearing deposits | 43,946,000 | 52,393,000 | 55,581,000 | 68,359,000 |
| Noninterest-bearing deposits | 5,441,000 | 5,893,000 | 4,698,000 | 4,538,000 |
| Equity capital | 12,784,000 | 12,620,000 | 12,692,000 | 12,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,269,000 | 3,624,000 | 5,087,000 |
| Interest expense | 544,000 | 1,124,000 | 1,821,000 | 2,589,000 |
| Net interest income | 535,000 | 1,145,000 | 1,803,000 | 2,498,000 |
| Noninterest income | 24,000 | 48,000 | 82,000 | 126,000 |
| Noninterest expense | 598,000 | 1,212,000 | 1,914,000 | 2,694,000 |
| Provision for loan losses | 80,000 | 182,000 | 251,000 | 337,000 |
| Pretax income | -119,000 | -201,000 | -280,000 | -408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -201,000 | -280,000 | -408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,780,000 | 12,725,000 | 12,674,000 | 12,652,000 |
| Total capital | 13,310,000 | 13,357,000 | 13,362,000 | 13,427,000 |
| Risk-weighted assets | 45,324,000 | 52,747,000 | 55,904,000 | 62,395,000 |