Call reports 2006
BANK OF LEXINGTON, INC. — 2006
What BANK OF LEXINGTON, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,382,000 | 33,627,000 | 44,129,000 | 58,293,000 |
| Total loans | 8,249,000 | 19,231,000 | 27,154,000 | 35,879,000 |
| Allowance for loan losses | 104,000 | 240,000 | 339,000 | 450,000 |
| Securities available for sale | 0 | 2,498,000 | 12,009,000 | 17,974,000 |
| Securities held to maturity | 0 | 9,994,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,065,000 | 20,333,000 | 30,681,000 | 44,519,000 |
| Interest-bearing deposits | 6,397,000 | 17,215,000 | 27,599,000 | 40,114,000 |
| Noninterest-bearing deposits | 1,668,000 | 3,118,000 | 3,081,000 | 4,405,000 |
| Equity capital | 13,275,000 | 13,121,000 | 13,057,000 | 12,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 632,000 | 1,330,000 | 2,212,000 |
| Interest expense | 31,000 | 182,000 | 454,000 | 854,000 |
| Net interest income | 119,000 | 450,000 | 876,000 | 1,358,000 |
| Noninterest income | 1,000 | 15,000 | 28,000 | 7,000 |
| Noninterest expense | 387,000 | 768,000 | 1,211,000 | 1,763,000 |
| Provision for loan losses | 104,000 | 240,000 | 339,000 | 450,000 |
| Pretax income | -371,000 | -543,000 | -646,000 | -848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -371,000 | -543,000 | -646,000 | -848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,275,000 | 13,121,000 | 13,047,000 | 12,872,000 |
| Total capital | 13,379,000 | 13,361,000 | 13,387,000 | 13,322,000 |
| Risk-weighted assets | 11,235,000 | 22,273,000 | 30,104,000 | 39,211,000 |