Call reports 2025
EQUITABLE BANK — 2025
What EQUITABLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 527,692,000 | 518,510,000 | 504,848,000 | 515,536,000 |
| Total loans | 444,419,000 | 450,396,000 | 441,575,000 | 449,228,000 |
| Allowance for loan losses | 6,027,000 | 6,100,000 | 6,100,000 | 6,100,000 |
| Securities available for sale | 39,932,000 | 42,019,000 | 32,362,000 | 36,973,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 94,000 | 97,000 | 84,000 | 88,000 |
| Total deposits | 464,983,000 | 454,978,000 | 431,204,000 | 450,273,000 |
| Interest-bearing deposits | 411,841,000 | 403,291,000 | 381,779,000 | 396,773,000 |
| Noninterest-bearing deposits | 53,142,000 | 51,687,000 | 49,425,000 | 53,500,000 |
| Equity capital | 49,568,000 | 51,386,000 | 51,998,000 | 53,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,111,000 | 14,440,000 | 21,772,000 | 29,131,000 |
| Interest expense | 3,144,000 | 6,379,000 | 9,491,000 | 12,472,000 |
| Net interest income | 3,967,000 | 8,061,000 | 12,281,000 | 16,659,000 |
| Noninterest income | 1,227,000 | 2,567,000 | 4,013,000 | 5,461,000 |
| Noninterest expense | 3,891,000 | 7,947,000 | 12,225,000 | 16,606,000 |
| Provision for loan losses | 492,000 | 579,000 | 1,185,000 | 1,206,000 |
| Pretax income | 748,000 | 2,098,000 | 2,758,000 | 4,203,000 |
| Income tax | 238,000 | 446,000 | 588,000 | 913,000 |
| Net income | 510,000 | 1,652,000 | 2,170,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,629,000 | 50,501,000 | 51,083,000 | 52,269,000 |
| Total capital | 53,744,000 | 55,701,000 | 56,199,000 | 57,481,000 |
| Risk-weighted assets | 408,126,000 | 415,005,000 | 408,030,000 | 415,853,000 |