Call reports 2022
EQUITABLE BANK — 2022
What EQUITABLE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 456,627,000 | 454,775,000 | 478,217,000 | 494,217,000 |
| Total loans | 367,388,000 | 395,539,000 | 419,933,000 | 437,451,000 |
| Allowance for loan losses | 5,546,000 | 5,782,000 | 5,982,000 | 6,155,000 |
| Securities available for sale | 33,128,000 | 31,985,000 | 31,357,000 | 31,255,000 |
| Securities held to maturity | 15,000 | 13,000 | 11,000 | 10,000 |
| Trading assets | 54,000 | 49,000 | 50,000 | 56,000 |
| Total deposits | 397,486,000 | 396,893,000 | 403,211,000 | 419,566,000 |
| Interest-bearing deposits | 328,339,000 | 325,893,000 | 335,006,000 | 348,028,000 |
| Noninterest-bearing deposits | 69,147,000 | 71,000,000 | 68,205,000 | 71,538,000 |
| Equity capital | 42,640,000 | 43,540,000 | 44,247,000 | 43,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,771,000 | 7,872,000 | 12,643,000 | 18,049,000 |
| Interest expense | 385,000 | 799,000 | 1,471,000 | 2,836,000 |
| Net interest income | 3,386,000 | 7,073,000 | 11,172,000 | 15,213,000 |
| Noninterest income | 1,451,000 | 3,120,000 | 4,340,000 | 5,524,000 |
| Noninterest expense | 3,509,000 | 6,963,000 | 10,697,000 | 14,465,000 |
| Provision for loan losses | 89,000 | 360,000 | 561,000 | 736,000 |
| Pretax income | 1,239,000 | 2,870,000 | 4,254,000 | 5,536,000 |
| Income tax | 265,000 | 609,000 | 922,000 | 1,218,000 |
| Net income | 974,000 | 2,261,000 | 3,332,000 | 4,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,781,000 | 42,330,000 | 44,136,000 | 42,825,000 |
| Total capital | 45,229,000 | 47,122,000 | 49,111,000 | 47,982,000 |
| Risk-weighted assets | 354,755,000 | 382,342,000 | 396,966,000 | 411,581,000 |