Call reports 2021
EQUITABLE BANK — 2021
What EQUITABLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 427,948,000 | 422,526,000 | 431,939,000 | 434,802,000 |
| Total loans | 343,963,000 | 354,937,000 | 345,230,000 | 367,577,000 |
| Allowance for loan losses | 5,138,000 | 5,194,000 | 5,308,000 | 5,457,000 |
| Securities available for sale | 27,995,000 | 22,111,000 | 21,599,000 | 29,286,000 |
| Securities held to maturity | 32,000 | 24,000 | 21,000 | 17,000 |
| Trading assets | 30,000 | 49,000 | 49,000 | 49,000 |
| Total deposits | 371,229,000 | 365,970,000 | 374,446,000 | 376,566,000 |
| Interest-bearing deposits | 311,278,000 | 307,312,000 | 309,608,000 | 311,015,000 |
| Noninterest-bearing deposits | 59,951,000 | 58,658,000 | 64,838,000 | 65,551,000 |
| Equity capital | 39,087,000 | 39,852,000 | 41,529,000 | 42,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,822,000 | 7,893,000 | 12,995,000 | 16,745,000 |
| Interest expense | 643,000 | 1,160,000 | 1,591,000 | 1,981,000 |
| Net interest income | 3,179,000 | 6,733,000 | 11,404,000 | 14,764,000 |
| Noninterest income | 1,448,000 | 3,038,000 | 4,390,000 | 5,975,000 |
| Noninterest expense | 3,338,000 | 7,136,000 | 10,851,000 | 14,648,000 |
| Provision for loan losses | 84,000 | 142,000 | 255,000 | 405,000 |
| Pretax income | 1,205,000 | 2,493,000 | 4,688,000 | 5,686,000 |
| Income tax | 301,000 | 471,000 | 995,000 | 1,230,000 |
| Net income | 904,000 | 2,022,000 | 3,693,000 | 4,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,727,000 | 37,326,000 | 39,066,000 | 39,883,000 |
| Total capital | 41,053,000 | 41,499,000 | 43,386,000 | 44,398,000 |
| Risk-weighted assets | 345,306,000 | 332,853,000 | 344,611,000 | 360,251,000 |