Call reports 2020
EQUITABLE BANK — 2020
What EQUITABLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 367,611,000 | 394,379,000 | 402,167,000 | 412,680,000 |
| Total loans | 323,814,000 | 346,607,000 | 347,187,000 | 343,111,000 |
| Allowance for loan losses | 4,905,000 | 4,931,000 | 4,975,000 | 5,054,000 |
| Securities available for sale | 18,920,000 | 18,258,000 | 16,846,000 | 20,177,000 |
| Securities held to maturity | 61,000 | 53,000 | 48,000 | 36,000 |
| Trading assets | 0 | 0 | 30,000 | 30,000 |
| Total deposits | 307,202,000 | 329,520,000 | 341,145,000 | 353,576,000 |
| Interest-bearing deposits | 269,177,000 | 278,344,000 | 290,261,000 | 297,501,000 |
| Noninterest-bearing deposits | 38,025,000 | 51,176,000 | 50,884,000 | 56,075,000 |
| Equity capital | 34,723,000 | 35,736,000 | 36,953,000 | 38,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,949,000 | 7,831,000 | 11,644,000 | 15,843,000 |
| Interest expense | 1,118,000 | 2,479,000 | 3,303,000 | 4,105,000 |
| Net interest income | 2,831,000 | 5,352,000 | 8,341,000 | 11,738,000 |
| Noninterest income | 955,000 | 2,823,000 | 5,012,000 | 6,941,000 |
| Noninterest expense | 3,056,000 | 6,479,000 | 10,107,000 | 13,841,000 |
| Provision for loan losses | 276,000 | 339,000 | 383,000 | 463,000 |
| Pretax income | 454,000 | 1,357,000 | 2,863,000 | 4,375,000 |
| Income tax | 101,000 | 311,000 | 668,000 | 998,000 |
| Net income | 353,000 | 1,046,000 | 2,195,000 | 3,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,514,000 | 33,203,000 | 34,475,000 | 35,743,000 |
| Total capital | 36,486,000 | 37,465,000 | 38,806,000 | 40,022,000 |
| Risk-weighted assets | 316,793,000 | 340,291,000 | 345,850,000 | 341,524,000 |