Call reports 2019
EQUITABLE BANK — 2019
What EQUITABLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,431,000 | 330,224,000 | 336,657,000 | 356,893,000 |
| Total loans | 289,670,000 | 304,532,000 | 309,477,000 | 317,461,000 |
| Allowance for loan losses | 4,294,000 | 4,445,000 | 4,586,000 | 4,632,000 |
| Securities available for sale | 3,259,000 | 9,364,000 | 7,199,000 | 18,670,000 |
| Securities held to maturity | 274,000 | 270,000 | 267,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,510,000 | 287,464,000 | 284,131,000 | 295,400,000 |
| Interest-bearing deposits | 240,251,000 | 253,411,000 | 249,285,000 | 262,206,000 |
| Noninterest-bearing deposits | 41,259,000 | 34,053,000 | 34,846,000 | 33,194,000 |
| Equity capital | 32,209,000 | 32,391,000 | 33,295,000 | 34,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,399,000 | 7,134,000 | 11,013,000 | 15,041,000 |
| Interest expense | 809,000 | 1,795,000 | 2,882,000 | 3,983,000 |
| Net interest income | 2,590,000 | 5,339,000 | 8,131,000 | 11,058,000 |
| Noninterest income | 745,000 | 1,830,000 | 3,168,000 | 4,673,000 |
| Noninterest expense | 2,587,000 | 5,844,000 | 8,764,000 | 11,947,000 |
| Provision for loan losses | 168,000 | 345,000 | 485,000 | 538,000 |
| Pretax income | 580,000 | 980,000 | 2,050,000 | 3,246,000 |
| Income tax | 131,000 | 233,000 | 490,000 | 775,000 |
| Net income | 449,000 | 747,000 | 1,560,000 | 2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,825,000 | 30,043,000 | 30,994,000 | 32,056,000 |
| Total capital | 33,450,000 | 33,898,000 | 34,880,000 | 35,876,000 |
| Risk-weighted assets | 289,355,000 | 307,836,000 | 310,150,000 | 304,817,000 |