Call reports 2018
EQUITABLE BANK — 2018
What EQUITABLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 305,633,000 | 283,598,000 | 289,827,000 | 292,321,000 |
| Total loans | 260,545,000 | 269,073,000 | 272,444,000 | 275,903,000 |
| Allowance for loan losses | 4,598,000 | 4,292,000 | 4,020,000 | 4,128,000 |
| Securities available for sale | 1,306,000 | 1,273,000 | 1,252,000 | 1,249,000 |
| Securities held to maturity | 711,000 | 700,000 | 684,000 | 279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,300,000 | 242,432,000 | 247,271,000 | 251,485,000 |
| Interest-bearing deposits | 224,316,000 | 207,094,000 | 212,415,000 | 214,377,000 |
| Noninterest-bearing deposits | 41,984,000 | 35,338,000 | 34,856,000 | 37,108,000 |
| Equity capital | 29,364,000 | 30,294,000 | 30,989,000 | 31,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,935,000 | 5,956,000 | 9,131,000 | 12,416,000 |
| Interest expense | 478,000 | 1,037,000 | 1,666,000 | 2,356,000 |
| Net interest income | 2,457,000 | 4,919,000 | 7,465,000 | 10,060,000 |
| Noninterest income | 446,000 | 1,149,000 | 1,887,000 | 2,702,000 |
| Noninterest expense | 2,221,000 | 4,429,000 | 6,834,000 | 9,386,000 |
| Provision for loan losses | 134,000 | -168,000 | -84,000 | 27,000 |
| Pretax income | 548,000 | 1,807,000 | 2,602,000 | 3,349,000 |
| Income tax | 167,000 | 563,000 | 756,000 | 951,000 |
| Net income | 381,000 | 1,244,000 | 1,846,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,645,000 | 28,606,000 | 28,545,000 | 29,239,000 |
| Total capital | 30,827,000 | 31,901,000 | 31,871,000 | 32,623,000 |
| Risk-weighted assets | 253,097,000 | 262,598,000 | 265,396,000 | 269,977,000 |