Call reports 2017
EQUITABLE BANK — 2017
What EQUITABLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 240,648,000 | 253,792,000 | 262,781,000 | 270,271,000 |
| Total loans | 224,245,000 | 240,100,000 | 249,264,000 | 255,425,000 |
| Allowance for loan losses | 3,300,000 | 3,555,000 | 3,759,000 | 4,462,000 |
| Securities available for sale | 1,434,000 | 1,411,000 | 1,385,000 | 1,344,000 |
| Securities held to maturity | 745,000 | 736,000 | 729,000 | 719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,059,000 | 214,537,000 | 220,381,000 | 231,684,000 |
| Interest-bearing deposits | 180,199,000 | 184,068,000 | 191,354,000 | 200,697,000 |
| Noninterest-bearing deposits | 28,860,000 | 30,469,000 | 29,027,000 | 30,987,000 |
| Equity capital | 28,174,000 | 28,547,000 | 29,049,000 | 29,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,845,000 | 7,659,000 | 10,479,000 |
| Interest expense | 300,000 | 641,000 | 1,046,000 | 1,489,000 |
| Net interest income | 2,027,000 | 4,204,000 | 6,613,000 | 8,990,000 |
| Noninterest income | 478,000 | 1,168,000 | 1,694,000 | 2,381,000 |
| Noninterest expense | 1,996,000 | 3,965,000 | 6,042,000 | 8,112,000 |
| Provision for loan losses | 61,000 | 322,000 | 527,000 | 1,189,000 |
| Pretax income | 448,000 | 1,085,000 | 1,738,000 | 2,070,000 |
| Income tax | 160,000 | 395,000 | 629,000 | 1,044,000 |
| Net income | 288,000 | 690,000 | 1,109,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,610,000 | 27,956,000 | 28,456,000 | 27,257,000 |
| Total capital | 30,362,000 | 30,893,000 | 31,487,000 | 30,379,000 |
| Risk-weighted assets | 219,539,000 | 234,251,000 | 241,703,000 | 248,336,000 |