Call reports 2016
EQUITABLE BANK — 2016
What EQUITABLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,953,000 | 224,554,000 | 227,323,000 | 230,622,000 |
| Total loans | 193,875,000 | 201,257,000 | 209,822,000 | 216,560,000 |
| Allowance for loan losses | 2,813,000 | 2,947,000 | 3,055,000 | 3,238,000 |
| Securities available for sale | 735,000 | 665,000 | 597,000 | 1,466,000 |
| Securities held to maturity | 793,000 | 782,000 | 770,000 | 753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,871,000 | 194,166,000 | 196,653,000 | 194,755,000 |
| Interest-bearing deposits | 179,659,000 | 168,973,000 | 170,109,000 | 168,189,000 |
| Noninterest-bearing deposits | 24,212,000 | 25,193,000 | 26,544,000 | 26,566,000 |
| Equity capital | 26,765,000 | 27,154,000 | 27,507,000 | 27,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,204,000 | 6,439,000 | 8,706,000 |
| Interest expense | 296,000 | 586,000 | 877,000 | 1,168,000 |
| Net interest income | 1,766,000 | 3,618,000 | 5,562,000 | 7,538,000 |
| Noninterest income | 525,000 | 1,119,000 | 1,777,000 | 2,473,000 |
| Noninterest expense | 1,849,000 | 3,691,000 | 5,662,000 | 7,540,000 |
| Provision for loan losses | 2,000 | 118,000 | 270,000 | 440,000 |
| Pretax income | 440,000 | 928,000 | 1,407,000 | 2,031,000 |
| Income tax | 161,000 | 340,000 | 498,000 | 741,000 |
| Net income | 279,000 | 588,000 | 909,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,915,000 | 26,500,000 | 26,885,000 | 27,245,000 |
| Total capital | 28,295,000 | 28,977,000 | 29,477,000 | 29,945,000 |
| Risk-weighted assets | 189,725,000 | 197,568,000 | 206,802,000 | 215,335,000 |