Call reports 2015
EQUITABLE BANK — 2015
What EQUITABLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,172,000 | 214,461,000 | 211,206,000 | 222,509,000 |
| Total loans | 167,339,000 | 181,005,000 | 188,606,000 | 192,550,000 |
| Allowance for loan losses | 2,414,000 | 2,583,000 | 2,684,000 | 2,817,000 |
| Securities available for sale | 547,000 | 420,000 | 857,000 | 788,000 |
| Securities held to maturity | 3,386,000 | 3,276,000 | 3,232,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,217,000 | 192,541,000 | 181,903,000 | 193,582,000 |
| Interest-bearing deposits | 155,053,000 | 153,008,000 | 152,849,000 | 166,262,000 |
| Noninterest-bearing deposits | 23,163,000 | 39,532,000 | 29,055,000 | 27,320,000 |
| Equity capital | 19,600,000 | 19,732,000 | 26,160,000 | 26,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,753,000 | 5,885,000 | 7,965,000 |
| Interest expense | 374,000 | 632,000 | 891,000 | 1,169,000 |
| Net interest income | 1,475,000 | 3,121,000 | 4,994,000 | 6,796,000 |
| Noninterest income | 412,000 | 1,024,000 | 1,614,000 | 2,204,000 |
| Noninterest expense | 1,731,000 | 3,508,000 | 5,421,000 | 7,222,000 |
| Provision for loan losses | -858,000 | -704,000 | -631,000 | -547,000 |
| Pretax income | 1,014,000 | 1,341,000 | 1,818,000 | 2,325,000 |
| Income tax | 404,000 | 564,000 | 652,000 | 833,000 |
| Net income | 610,000 | 777,000 | 1,166,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,681,000 | 18,379,000 | 24,909,000 | 25,469,000 |
| Total capital | 20,731,000 | 20,626,000 | 27,241,000 | 27,835,000 |
| Risk-weighted assets | 163,632,000 | 178,824,000 | 185,633,000 | 188,372,000 |