Call reports 2014
EQUITABLE BANK — 2014
What EQUITABLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,424,000 | 181,517,000 | 185,642,000 | 197,036,000 |
| Total loans | 146,980,000 | 160,082,000 | 164,900,000 | 167,607,000 |
| Allowance for loan losses | 2,434,000 | 2,574,000 | 2,683,000 | 2,403,000 |
| Securities available for sale | 962,000 | 883,000 | 780,000 | 658,000 |
| Securities held to maturity | 3,774,000 | 3,642,000 | 3,575,000 | 3,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,070,000 | 149,979,000 | 151,947,000 | 164,087,000 |
| Interest-bearing deposits | 128,317,000 | 128,630,000 | 133,441,000 | 140,337,000 |
| Noninterest-bearing deposits | 20,753,000 | 21,348,000 | 18,506,000 | 23,750,000 |
| Equity capital | 18,308,000 | 18,362,000 | 18,867,000 | 18,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,429,000 | 5,276,000 | 7,150,000 |
| Interest expense | 267,000 | 539,000 | 823,000 | 1,128,000 |
| Net interest income | 1,394,000 | 2,890,000 | 4,453,000 | 6,022,000 |
| Noninterest income | 427,000 | 936,000 | 1,482,000 | 2,052,000 |
| Noninterest expense | 1,658,000 | 3,300,000 | 5,056,000 | 6,675,000 |
| Provision for loan losses | 0 | 88,000 | 235,000 | 235,000 |
| Pretax income | 163,000 | 438,000 | 644,000 | 1,164,000 |
| Income tax | 48,000 | 209,000 | -58,000 | 387,000 |
| Net income | 115,000 | 229,000 | 702,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,415,000 | 16,736,000 | 16,969,000 | 17,737,000 |
| Total capital | 18,257,000 | 18,729,000 | 19,041,000 | 19,861,000 |
| Risk-weighted assets | 147,064,000 | 160,645,000 | 165,156,000 | 169,651,000 |