Call reports 2013
EQUITABLE BANK — 2013
What EQUITABLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,014,000 | 166,371,000 | 163,478,000 | 172,123,000 |
| Total loans | 124,392,000 | 129,342,000 | 139,734,000 | 144,991,000 |
| Allowance for loan losses | 2,293,000 | 2,293,000 | 2,389,000 | 2,389,000 |
| Securities available for sale | 1,600,000 | 1,342,000 | 1,194,000 | 1,063,000 |
| Securities held to maturity | 1,051,000 | 842,000 | 1,331,000 | 3,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,890,000 | 133,325,000 | 131,341,000 | 138,405,000 |
| Interest-bearing deposits | 121,252,000 | 116,385,000 | 115,522,000 | 120,373,000 |
| Noninterest-bearing deposits | 16,638,000 | 16,941,000 | 15,819,000 | 18,032,000 |
| Equity capital | 17,398,000 | 17,376,000 | 17,780,000 | 18,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 2,985,000 | 4,849,000 | 6,527,000 |
| Interest expense | 314,000 | 601,000 | 867,000 | 1,126,000 |
| Net interest income | 1,191,000 | 2,384,000 | 3,982,000 | 5,401,000 |
| Noninterest income | 581,000 | 1,086,000 | 1,429,000 | 1,843,000 |
| Noninterest expense | 1,582,000 | 3,216,000 | 4,886,000 | 6,531,000 |
| Provision for loan losses | 0 | -96,000 | -424,000 | -865,000 |
| Pretax income | 190,000 | 350,000 | 949,000 | 1,578,000 |
| Income tax | 99,000 | 182,000 | 359,000 | 602,000 |
| Net income | 91,000 | 168,000 | 590,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,871,000 | 15,110,000 | 15,527,000 | 16,116,000 |
| Total capital | 16,450,000 | 16,750,000 | 17,269,000 | 17,922,000 |
| Risk-weighted assets | 125,614,000 | 130,528,000 | 138,722,000 | 143,861,000 |