Call reports 2012
EQUITABLE BANK — 2012
What EQUITABLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,967,000 | 165,192,000 | 169,609,000 | 177,463,000 |
| Total loans | 122,966,000 | 124,190,000 | 120,454,000 | 127,656,000 |
| Allowance for loan losses | 2,267,000 | 2,286,000 | 2,226,000 | 2,252,000 |
| Securities available for sale | 1,432,000 | 1,276,000 | 1,106,000 | 1,870,000 |
| Securities held to maturity | 2,141,000 | 1,971,000 | 1,672,000 | 1,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,974,000 | 125,713,000 | 128,865,000 | 136,103,000 |
| Interest-bearing deposits | 113,658,000 | 109,056,000 | 114,055,000 | 118,040,000 |
| Noninterest-bearing deposits | 18,315,000 | 16,657,000 | 14,810,000 | 18,063,000 |
| Equity capital | 17,122,000 | 17,100,000 | 17,213,000 | 17,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,315,000 | 4,886,000 | 6,425,000 |
| Interest expense | 431,000 | 826,000 | 1,227,000 | 1,608,000 |
| Net interest income | 1,246,000 | 2,489,000 | 3,659,000 | 4,817,000 |
| Noninterest income | 390,000 | 809,000 | 1,386,000 | 1,996,000 |
| Noninterest expense | 1,519,000 | 3,111,000 | 4,675,000 | 6,268,000 |
| Provision for loan losses | -100,000 | -94,000 | -95,000 | -95,000 |
| Pretax income | 217,000 | 281,000 | 465,000 | 640,000 |
| Income tax | 64,000 | 98,000 | 153,000 | 206,000 |
| Net income | 153,000 | 183,000 | 312,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,459,000 | 14,636,000 | 14,848,000 |
| Total capital | 16,141,000 | 16,082,000 | 16,161,000 | 16,511,000 |
| Risk-weighted assets | 130,165,000 | 129,161,000 | 125,799,000 | 131,700,000 |