Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,170,000 | 97,782,000 | 99,030,000 | 104,781,000 |
| Total loans | 81,702,000 | 82,808,000 | 84,136,000 | 91,877,000 |
| Allowance for loan losses | 479,000 | 483,000 | 496,000 | 505,000 |
| Securities available for sale | 8,618,000 | 11,106,000 | 10,215,000 | 9,096,000 |
| Securities held to maturity | 28,000 | 25,000 | 25,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,108,000 | 86,857,000 | 87,876,000 | 89,699,000 |
| Interest-bearing deposits | 82,850,000 | 82,497,000 | 83,488,000 | 83,977,000 |
| Noninterest-bearing deposits | 4,258,000 | 4,360,000 | 4,388,000 | 5,722,000 |
| Equity capital | 10,760,000 | 10,617,000 | 10,832,000 | 10,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,033,000 | 4,478,000 | 5,951,000 |
| Interest expense | 500,000 | 1,003,000 | 1,522,000 | 2,086,000 |
| Net interest income | 1,084,000 | 2,030,000 | 2,956,000 | 3,865,000 |
| Noninterest income | 42,000 | 83,000 | 127,000 | 165,000 |
| Noninterest expense | 756,000 | 1,474,000 | 2,234,000 | 3,002,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 358,000 | 615,000 | 813,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 615,000 | 813,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,670,000 | 10,675,000 | 10,769,000 | 10,936,000 |
| Total capital | 11,149,000 | 11,158,000 | 11,265,000 | 11,441,000 |
| Risk-weighted assets | 73,645,000 | 74,936,000 | 75,458,000 | 81,250,000 |
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