Call reports 2024
STATE BANK OF CHILTON — 2024
What STATE BANK OF CHILTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 460,416,000 | 468,526,000 | 471,477,000 | 475,957,000 |
| Total loans | 376,024,000 | 375,013,000 | 379,276,000 | 389,431,000 |
| Allowance for loan losses | 6,762,000 | 6,756,000 | 6,600,000 | 6,814,000 |
| Securities available for sale | 38,321,000 | 29,176,000 | 26,568,000 | 32,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,551,000 | 404,507,000 | 400,471,000 | 405,960,000 |
| Interest-bearing deposits | 293,159,000 | 297,394,000 | 305,533,000 | 294,035,000 |
| Noninterest-bearing deposits | 105,392,000 | 107,113,000 | 94,938,000 | 111,925,000 |
| Equity capital | 50,298,000 | 52,163,000 | 53,916,000 | 53,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,297,000 | 12,796,000 | 19,732,000 | 27,033,000 |
| Interest expense | 2,027,000 | 4,111,000 | 6,515,000 | 8,840,000 |
| Net interest income | 4,270,000 | 8,685,000 | 13,217,000 | 18,193,000 |
| Noninterest income | 116,000 | 281,000 | 308,000 | 366,000 |
| Noninterest expense | 1,826,000 | 3,832,000 | 5,607,000 | 8,123,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | 450,000 |
| Pretax income | 2,561,000 | 5,119,000 | 7,912,000 | 9,933,000 |
| Income tax | 0 | -499,000 | -499,000 | -499,000 |
| Net income | 2,561,000 | 5,618,000 | 8,411,000 | 10,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,034,000 | 51,937,000 | 53,427,000 | 53,537,000 |