Call reports 2023
STATE BANK OF CHILTON — 2023
What STATE BANK OF CHILTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 449,946,000 | 453,132,000 | 455,393,000 | 457,860,000 |
| Total loans | 356,788,000 | 365,240,000 | 365,766,000 | 375,809,000 |
| Allowance for loan losses | 6,601,000 | 6,595,000 | 6,528,000 | 6,791,000 |
| Securities available for sale | 25,523,000 | 27,226,000 | 28,770,000 | 34,049,000 |
| Securities held to maturity | 2,462,000 | 2,490,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,569,000 | 394,671,000 | 401,397,000 | 406,337,000 |
| Interest-bearing deposits | 286,041,000 | 284,243,000 | 291,443,000 | 293,715,000 |
| Noninterest-bearing deposits | 109,528,000 | 110,428,000 | 109,954,000 | 112,622,000 |
| Equity capital | 46,091,000 | 47,482,000 | 47,959,000 | 49,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,069,000 | 10,495,000 | 16,331,000 | 22,388,000 |
| Interest expense | 1,088,000 | 2,467,000 | 4,256,000 | 6,135,000 |
| Net interest income | 3,981,000 | 8,028,000 | 12,075,000 | 16,253,000 |
| Noninterest income | 123,000 | 278,000 | 434,000 | 558,000 |
| Noninterest expense | 1,828,000 | 3,706,000 | 5,496,000 | 7,711,000 |
| Provision for loan losses | 0 | -8,000 | -15,000 | 427,000 |
| Pretax income | 2,284,000 | 4,623,000 | 7,044,000 | 8,784,000 |
| Income tax | 254,000 | 422,000 | 590,000 | 587,000 |
| Net income | 2,030,000 | 4,201,000 | 6,454,000 | 8,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,773,000 | 47,211,000 | 47,710,000 | 49,626,000 |
| Total capital | 50,098,000 | 51,650,000 | 52,137,000 | — |
| Risk-weighted assets | 343,754,000 | 352,997,000 | 352,063,000 | — |