Call reports 2022
STATE BANK OF CHILTON — 2022
What STATE BANK OF CHILTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 417,376,000 | 421,239,000 | 430,247,000 | 431,663,000 |
| Total loans | 303,801,000 | 310,319,000 | 333,675,000 | 352,502,000 |
| Allowance for loan losses | 5,704,000 | 5,707,000 | 6,085,000 | 6,288,000 |
| Securities available for sale | 41,972,000 | 46,208,000 | 38,170,000 | 24,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,777,000 | 370,729,000 | 378,848,000 | 369,057,000 |
| Interest-bearing deposits | 257,005,000 | 258,746,000 | 257,350,000 | 246,012,000 |
| Noninterest-bearing deposits | 105,772,000 | 111,983,000 | 121,498,000 | 123,045,000 |
| Equity capital | 41,251,000 | 42,391,000 | 43,529,000 | 44,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,535,000 | 7,247,000 | 11,384,000 | 15,997,000 |
| Interest expense | 297,000 | 593,000 | 944,000 | 1,401,000 |
| Net interest income | 3,238,000 | 6,654,000 | 10,440,000 | 14,596,000 |
| Noninterest income | 153,000 | 395,000 | 552,000 | 695,000 |
| Noninterest expense | 1,654,000 | 3,331,000 | 4,923,000 | 6,948,000 |
| Provision for loan losses | 150,000 | 150,000 | 350,000 | 550,000 |
| Pretax income | 1,585,000 | 3,553,000 | 5,605,000 | 7,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,585,000 | 3,553,000 | 5,605,000 | 7,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,845,000 | 42,208,000 | 43,657,000 | 44,446,000 |
| Total capital | 44,600,000 | 45,831,000 | 47,764,000 | 48,765,000 |
| Risk-weighted assets | 298,474,000 | 287,787,000 | 326,543,000 | 343,564,000 |