Call reports 2021
STATE BANK OF CHILTON — 2021
What STATE BANK OF CHILTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 369,343,000 | 377,156,000 | 389,062,000 | 415,559,000 |
| Total loans | 282,467,000 | 287,354,000 | 302,456,000 | 293,236,000 |
| Allowance for loan losses | 5,528,000 | 5,477,000 | 5,521,000 | 5,278,000 |
| Securities available for sale | 17,973,000 | 18,198,000 | 17,282,000 | 20,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,816,000 | 325,567,000 | 336,128,000 | 361,484,000 |
| Interest-bearing deposits | 224,485,000 | 226,289,000 | 231,974,000 | 253,058,000 |
| Noninterest-bearing deposits | 95,331,000 | 99,278,000 | 104,154,000 | 108,426,000 |
| Equity capital | 37,711,000 | 38,721,000 | 40,054,000 | 41,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,853,000 | 10,568,000 | 14,233,000 |
| Interest expense | 405,000 | 724,000 | 1,040,000 | 1,329,000 |
| Net interest income | 2,935,000 | 6,129,000 | 9,528,000 | 12,904,000 |
| Noninterest income | 46,000 | 203,000 | 404,000 | 697,000 |
| Noninterest expense | 1,553,000 | 3,274,000 | 4,884,000 | 6,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,438,000 | 3,072,000 | 5,070,000 | 6,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,438,000 | 3,072,000 | 5,070,000 | 6,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,745,000 | 37,725,000 | 39,120,000 | 40,263,000 |
| Total capital | 40,025,000 | 41,145,000 | 42,736,000 | 43,857,000 |
| Risk-weighted assets | 260,154,000 | 271,582,000 | 287,395,000 | 285,850,000 |