Call reports 2020
STATE BANK OF CHILTON — 2020
What STATE BANK OF CHILTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 322,825,000 | 350,120,000 | 349,181,000 | 373,999,000 |
| Total loans | 245,689,000 | 263,001,000 | 268,821,000 | 274,653,000 |
| Allowance for loan losses | 4,050,000 | 4,687,000 | 5,093,000 | 5,516,000 |
| Securities available for sale | 17,505,000 | 14,456,000 | 14,090,000 | 17,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,692,000 | 302,601,000 | 301,100,000 | 325,264,000 |
| Interest-bearing deposits | 217,655,000 | 222,763,000 | 218,025,000 | 228,126,000 |
| Noninterest-bearing deposits | 62,037,000 | 79,838,000 | 83,075,000 | 97,138,000 |
| Equity capital | 35,225,000 | 35,580,000 | 36,127,000 | 36,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,298,000 | 6,420,000 | 9,637,000 | 13,065,000 |
| Interest expense | 653,000 | 1,163,000 | 1,608,000 | 2,069,000 |
| Net interest income | 2,645,000 | 5,257,000 | 8,029,000 | 10,996,000 |
| Noninterest income | 225,000 | 663,000 | 860,000 | 1,111,000 |
| Noninterest expense | 1,745,000 | 3,471,000 | 5,086,000 | 6,940,000 |
| Provision for loan losses | 0 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,143,000 | 1,870,000 | 2,924,000 | 3,991,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,143,000 | 1,870,000 | 2,924,000 | 3,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,115,000 | 34,488,000 | 35,089,000 | 35,761,000 |
| Total capital | 37,124,000 | 37,693,000 | 38,309,000 | 39,118,000 |
| Risk-weighted assets | 239,685,000 | 254,930,000 | 255,737,000 | 266,391,000 |