Call reports 2019
STATE BANK OF CHILTON — 2019
What STATE BANK OF CHILTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 284,596,000 | 287,076,000 | 280,811,000 | 327,016,000 |
| Total loans | 218,196,000 | 220,287,000 | 220,907,000 | 236,095,000 |
| Allowance for loan losses | 3,770,000 | 3,890,000 | 3,903,000 | 4,006,000 |
| Securities available for sale | 16,734,000 | 14,713,000 | 15,397,000 | 20,229,000 |
| Securities held to maturity | 1,002,000 | 1,001,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,324,000 | 244,964,000 | 237,970,000 | 283,692,000 |
| Interest-bearing deposits | 190,102,000 | 191,314,000 | 179,101,000 | 222,007,000 |
| Noninterest-bearing deposits | 53,222,000 | 53,650,000 | 58,869,000 | 61,685,000 |
| Equity capital | 33,418,000 | 34,119,000 | 34,870,000 | 35,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,511,000 | 9,779,000 | 13,054,000 |
| Interest expense | 553,000 | 1,129,000 | 1,724,000 | 2,320,000 |
| Net interest income | 2,586,000 | 5,382,000 | 8,055,000 | 10,734,000 |
| Noninterest income | 158,000 | 392,000 | 580,000 | 756,000 |
| Noninterest expense | 1,592,000 | 2,967,000 | 4,497,000 | 6,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,152,000 | 2,807,000 | 4,138,000 | 5,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,152,000 | 2,807,000 | 4,138,000 | 5,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,131,000 | 32,831,000 | 33,610,000 | 34,126,000 |
| Total capital | 34,790,000 | 35,512,000 | 36,320,000 | 37,018,000 |
| Risk-weighted assets | 211,589,000 | 213,288,000 | 215,585,000 | 230,225,000 |