Call reports 2018
STATE BANK OF CHILTON — 2018
What STATE BANK OF CHILTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 264,583,000 | 273,956,000 | 277,541,000 | 291,633,000 |
| Total loans | 216,838,000 | 215,909,000 | 213,330,000 | 215,854,000 |
| Allowance for loan losses | 2,950,000 | 3,123,000 | 3,271,000 | 3,719,000 |
| Securities available for sale | 13,723,000 | 15,644,000 | 14,741,000 | 13,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,740,000 | 232,861,000 | 236,332,000 | 250,928,000 |
| Interest-bearing deposits | 181,873,000 | 180,608,000 | 182,181,000 | 192,908,000 |
| Noninterest-bearing deposits | 49,867,000 | 52,253,000 | 54,151,000 | 58,020,000 |
| Equity capital | 32,514,000 | 33,206,000 | 33,327,000 | 32,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,810,000 | 5,782,000 | 8,800,000 | 12,002,000 |
| Interest expense | 291,000 | 663,000 | 1,127,000 | 1,629,000 |
| Net interest income | 2,519,000 | 5,119,000 | 7,673,000 | 10,373,000 |
| Noninterest income | 163,000 | 326,000 | 494,000 | 813,000 |
| Noninterest expense | 1,571,000 | 3,129,000 | 4,647,000 | 6,221,000 |
| Provision for loan losses | 80,000 | 200,000 | 450,000 | 1,000,000 |
| Pretax income | 1,031,000 | 2,116,000 | 3,070,000 | 3,963,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 1,031,000 | 2,116,000 | 3,069,000 | 3,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,114,000 | 31,843,000 | 32,043,000 | 31,481,000 |
| Total capital | 33,694,000 | 34,458,000 | 34,647,000 | 34,136,000 |
| Risk-weighted assets | 206,011,000 | 208,657,000 | 207,617,000 | 211,363,000 |