Call reports 2017
STATE BANK OF CHILTON — 2017
What STATE BANK OF CHILTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 254,711,000 | 261,197,000 | 256,913,000 | 265,913,000 |
| Total loans | 207,313,000 | 216,346,000 | 218,059,000 | 216,989,000 |
| Allowance for loan losses | 2,648,000 | 2,823,000 | 2,858,000 | 2,787,000 |
| Securities available for sale | 15,964,000 | 16,074,000 | 14,937,000 | 13,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,332,000 | 229,010,000 | 219,297,000 | 233,430,000 |
| Interest-bearing deposits | 178,669,000 | 178,414,000 | 168,239,000 | 179,965,000 |
| Noninterest-bearing deposits | 44,663,000 | 50,596,000 | 51,058,000 | 53,465,000 |
| Equity capital | 30,921,000 | 31,652,000 | 32,046,000 | 31,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,587,000 | 5,258,000 | 8,032,000 | 10,873,000 |
| Interest expense | 222,000 | 464,000 | 706,000 | 978,000 |
| Net interest income | 2,365,000 | 4,794,000 | 7,326,000 | 9,895,000 |
| Noninterest income | 145,000 | 234,000 | 302,000 | 418,000 |
| Noninterest expense | 1,661,000 | 3,021,000 | 4,438,000 | 5,988,000 |
| Provision for loan losses | 200,000 | 350,000 | 650,000 | 1,000,000 |
| Pretax income | 649,000 | 1,657,000 | 2,585,000 | 3,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,657,000 | 2,585,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,553,000 | 30,308,000 | 30,773,000 | 30,796,000 |
| Total capital | 32,076,000 | 32,924,000 | 33,378,000 | 33,398,000 |
| Risk-weighted assets | 201,689,000 | 209,111,000 | 208,118,000 | 207,989,000 |