Call reports 2016
STATE BANK OF CHILTON — 2016
What STATE BANK OF CHILTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 176,070,000 | 255,440,000 | 252,612,000 | 256,500,000 |
| Total loans | 152,961,000 | 199,918,000 | 200,754,000 | 206,692,000 |
| Allowance for loan losses | 1,920,000 | 2,214,000 | 2,489,000 | 2,540,000 |
| Securities available for sale | 8,016,000 | 19,550,000 | 17,245,000 | 16,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,217,000 | 219,629,000 | 216,772,000 | 225,384,000 |
| Interest-bearing deposits | 116,858,000 | 171,429,000 | 171,689,000 | 176,652,000 |
| Noninterest-bearing deposits | 27,359,000 | 48,200,000 | 45,083,000 | 48,732,000 |
| Equity capital | 26,734,000 | 30,603,000 | 30,628,000 | 30,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,882,000 | 6,473,000 | 9,082,000 |
| Interest expense | 190,000 | 377,000 | 574,000 | 775,000 |
| Net interest income | 1,632,000 | 3,505,000 | 5,899,000 | 8,307,000 |
| Noninterest income | 83,000 | 218,000 | 396,000 | 490,000 |
| Noninterest expense | 1,040,000 | 2,160,000 | 4,201,000 | 6,021,000 |
| Provision for loan losses | 0 | 200,000 | 450,000 | 750,000 |
| Pretax income | 675,000 | 1,364,000 | 1,645,000 | 2,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 675,000 | 1,364,000 | 1,645,000 | 2,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,711,000 | 29,899,000 | 29,522,000 | 29,642,000 |
| Total capital | 28,518,000 | 32,113,000 | 31,993,000 | 32,150,000 |
| Risk-weighted assets | 144,480,000 | 197,397,000 | 197,664,000 | 200,615,000 |