Call reports 2015
STATE BANK OF CHILTON — 2015
What STATE BANK OF CHILTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,276,000 | 165,330,000 | 170,654,000 | 177,498,000 |
| Total loans | 140,730,000 | 143,855,000 | 147,849,000 | 152,868,000 |
| Allowance for loan losses | 2,121,000 | 2,061,000 | 1,999,000 | 1,963,000 |
| Securities available for sale | 11,156,000 | 11,446,000 | 10,574,000 | 8,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,475,000 | 134,223,000 | 139,346,000 | 145,991,000 |
| Interest-bearing deposits | 108,826,000 | 107,728,000 | 112,599,000 | 118,861,000 |
| Noninterest-bearing deposits | 27,649,000 | 26,495,000 | 26,747,000 | 27,130,000 |
| Equity capital | 25,663,000 | 25,945,000 | 26,146,000 | 26,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,473,000 | 5,372,000 | 7,187,000 |
| Interest expense | 161,000 | 316,000 | 476,000 | 631,000 |
| Net interest income | 1,574,000 | 3,157,000 | 4,896,000 | 6,556,000 |
| Noninterest income | 119,000 | 245,000 | 331,000 | 432,000 |
| Noninterest expense | 951,000 | 1,841,000 | 2,779,000 | 3,818,000 |
| Provision for loan losses | 50,000 | 250,000 | 600,000 | 800,000 |
| Pretax income | 691,000 | 1,310,000 | 1,847,000 | 2,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 691,000 | 1,310,000 | 1,847,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,633,000 | 25,917,000 | 26,119,000 | 26,327,000 |
| Total capital | 27,350,000 | 27,648,000 | 27,888,000 | 28,135,000 |
| Risk-weighted assets | 136,998,000 | 138,184,000 | 141,318,000 | 144,521,000 |