Call reports 2013
STATE BANK OF CHILTON — 2013
What STATE BANK OF CHILTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,138,000 | 153,393,000 | 150,727,000 | 158,661,000 |
| Total loans | 121,128,000 | 125,520,000 | 129,328,000 | 132,057,000 |
| Allowance for loan losses | 1,604,000 | 1,745,000 | 1,659,000 | 1,687,000 |
| Securities available for sale | 13,091,000 | 11,899,000 | 10,294,000 | 10,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,060,000 | 129,612,000 | 126,475,000 | 131,417,000 |
| Interest-bearing deposits | 94,267,000 | 97,559,000 | 96,633,000 | 100,778,000 |
| Noninterest-bearing deposits | 28,793,000 | 32,053,000 | 29,842,000 | 30,639,000 |
| Equity capital | 22,927,000 | 23,611,000 | 24,087,000 | 24,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,364,000 | 5,066,000 | 6,784,000 |
| Interest expense | 158,000 | 313,000 | 470,000 | 629,000 |
| Net interest income | 1,514,000 | 3,051,000 | 4,596,000 | 6,155,000 |
| Noninterest income | -82,000 | 336,000 | 395,000 | 584,000 |
| Noninterest expense | 835,000 | 1,698,000 | 2,547,000 | 3,717,000 |
| Provision for loan losses | 100,000 | 300,000 | 400,000 | 800,000 |
| Pretax income | 497,000 | 1,389,000 | 2,044,000 | 2,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 1,389,000 | 2,044,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,818,000 | 23,576,000 | 24,071,000 | 24,022,000 |
| Total capital | 24,275,000 | 25,072,000 | 25,609,000 | 25,580,000 |
| Risk-weighted assets | 116,375,000 | 119,450,000 | 122,922,000 | 124,537,000 |