Call reports 2012
STATE BANK OF CHILTON — 2012
What STATE BANK OF CHILTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,446,000 | 151,457,000 | 152,892,000 | 157,094,000 |
| Total loans | 120,691,000 | 121,965,000 | 121,171,000 | 116,996,000 |
| Allowance for loan losses | 2,203,000 | 2,168,000 | 1,990,000 | 1,521,000 |
| Securities available for sale | 9,900,000 | 9,302,000 | 10,861,000 | 12,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,872,000 | 129,254,000 | 130,188,000 | 134,235,000 |
| Interest-bearing deposits | 106,257,000 | 100,572,000 | 102,529,000 | 103,502,000 |
| Noninterest-bearing deposits | 25,615,000 | 28,682,000 | 27,659,000 | 30,733,000 |
| Equity capital | 21,231,000 | 21,843,000 | 22,249,000 | 22,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,594,000 | 5,399,000 | 7,107,000 |
| Interest expense | 242,000 | 451,000 | 647,000 | 818,000 |
| Net interest income | 1,571,000 | 3,143,000 | 4,752,000 | 6,289,000 |
| Noninterest income | 67,000 | 47,000 | 83,000 | 99,000 |
| Noninterest expense | 1,079,000 | 2,024,000 | 2,906,000 | 4,064,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 250,000 |
| Pretax income | 459,000 | 1,066,000 | 1,829,000 | 2,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 1,066,000 | 1,829,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,080,000 | 21,688,000 | 22,076,000 | 22,320,000 |
| Total capital | 22,559,000 | 23,179,000 | 23,524,000 | 23,724,000 |
| Risk-weighted assets | 117,571,000 | 118,598,000 | 115,298,000 | 112,188,000 |