Call reports 2011
STATE BANK OF CHILTON — 2011
What STATE BANK OF CHILTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,572,000 | 198,396,000 | 161,473,000 | 152,162,000 |
| Total loans | 124,477,000 | 118,196,000 | 118,180,000 | 122,856,000 |
| Allowance for loan losses | 2,721,000 | 2,821,000 | 2,791,000 | 2,363,000 |
| Securities available for sale | 9,183,000 | 8,719,000 | 10,485,000 | 10,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,031,000 | 177,690,000 | 140,281,000 | 130,918,000 |
| Interest-bearing deposits | 107,328,000 | 152,474,000 | 114,188,000 | 101,335,000 |
| Noninterest-bearing deposits | 19,703,000 | 25,216,000 | 26,093,000 | 29,583,000 |
| Equity capital | 19,844,000 | 19,993,000 | 20,490,000 | 20,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,764,000 | 5,665,000 | 7,537,000 |
| Interest expense | 442,000 | 864,000 | 1,227,000 | 1,515,000 |
| Net interest income | 1,443,000 | 2,900,000 | 4,438,000 | 6,022,000 |
| Noninterest income | -57,000 | -114,000 | -64,000 | 73,000 |
| Noninterest expense | 1,011,000 | 2,101,000 | 3,103,000 | 4,259,000 |
| Provision for loan losses | 325,000 | 548,000 | 613,000 | 938,000 |
| Pretax income | 50,000 | 137,000 | 658,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 137,000 | 658,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,773,000 | 19,860,000 | 20,380,000 | 20,621,000 |
| Total capital | 21,268,000 | 21,419,000 | 21,849,000 | 22,118,000 |
| Risk-weighted assets | 118,367,000 | 123,485,000 | 116,224,000 | 118,916,000 |