Call reports 2010
STATE BANK OF CHILTON — 2010
What STATE BANK OF CHILTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,863,000 | 150,543,000 | 152,693,000 | 156,783,000 |
| Total loans | 131,329,000 | 130,373,000 | 129,634,000 | 125,810,000 |
| Allowance for loan losses | 2,505,000 | 3,012,000 | 3,245,000 | 3,048,000 |
| Securities available for sale | 7,172,000 | 6,772,000 | 6,822,000 | 8,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,989,000 | 130,231,000 | 132,257,000 | 136,071,000 |
| Interest-bearing deposits | 113,953,000 | 110,544,000 | 112,792,000 | 115,249,000 |
| Noninterest-bearing deposits | 17,036,000 | 19,687,000 | 19,465,000 | 20,822,000 |
| Equity capital | 21,252,000 | 19,654,000 | 19,808,000 | 19,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,010,000 | 6,001,000 | 7,938,000 |
| Interest expense | 720,000 | 1,365,000 | 1,938,000 | 2,457,000 |
| Net interest income | 1,302,000 | 2,645,000 | 4,063,000 | 5,481,000 |
| Noninterest income | -115,000 | -326,000 | -239,000 | -247,000 |
| Noninterest expense | 1,039,000 | 2,092,000 | 3,058,000 | 4,162,000 |
| Provision for loan losses | 340,000 | 2,040,000 | 2,440,000 | 2,710,000 |
| Pretax income | -192,000 | -1,813,000 | -1,668,000 | -1,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -192,000 | -1,813,000 | -1,668,000 | -1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,163,000 | 19,542,000 | 19,686,000 | 19,723,000 |
| Total capital | 22,713,000 | 21,076,000 | 21,226,000 | 21,243,000 |
| Risk-weighted assets | 123,078,000 | 121,212,000 | 121,458,000 | 120,053,000 |