Call reports 2009
STATE BANK OF CHILTON — 2009
What STATE BANK OF CHILTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 161,465,000 | 161,458,000 | 157,320,000 | 158,904,000 |
| Total loans | 131,138,000 | 128,682,000 | 127,755,000 | 129,638,000 |
| Allowance for loan losses | 2,717,000 | 2,404,000 | 2,451,000 | 2,647,000 |
| Securities available for sale | 10,990,000 | 9,595,000 | 9,095,000 | 7,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,864,000 | 138,700,000 | 134,916,000 | 136,670,000 |
| Interest-bearing deposits | 122,307,000 | 121,411,000 | 115,983,000 | 116,411,000 |
| Noninterest-bearing deposits | 16,557,000 | 17,289,000 | 18,933,000 | 20,259,000 |
| Equity capital | 21,578,000 | 21,633,000 | 21,598,000 | 21,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,446,000 | 6,610,000 | 8,633,000 |
| Interest expense | 929,000 | 1,896,000 | 2,760,000 | 3,519,000 |
| Net interest income | 1,324,000 | 2,550,000 | 3,850,000 | 5,114,000 |
| Noninterest income | -37,000 | 188,000 | 227,000 | 261,000 |
| Noninterest expense | 924,000 | 1,931,000 | 2,992,000 | 4,081,000 |
| Provision for loan losses | 1,300,000 | 1,650,000 | 2,080,000 | 2,380,000 |
| Pretax income | -937,000 | -843,000 | -995,000 | -982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -937,000 | -843,000 | -995,000 | -982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,398,000 | 21,493,000 | 21,341,000 | 21,354,000 |
| Total capital | 22,940,000 | 23,031,000 | 22,872,000 | 22,899,000 |
| Risk-weighted assets | 122,184,000 | 122,180,000 | 121,593,000 | 122,464,000 |