Call reports 2006
STATE BANK OF CHILTON — 2006
What STATE BANK OF CHILTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 150,091,000 | 155,171,000 | 164,640,000 | 173,210,000 |
| Total loans | 133,015,000 | 139,229,000 | 147,733,000 | 152,067,000 |
| Allowance for loan losses | 1,341,000 | 1,346,000 | 1,645,000 | 1,260,000 |
| Securities available for sale | 10,952,000 | 10,618,000 | 10,103,000 | 12,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,563,000 | 130,284,000 | 139,283,000 | 148,673,000 |
| Interest-bearing deposits | 112,453,000 | 114,833,000 | 122,258,000 | 132,980,000 |
| Noninterest-bearing deposits | 14,110,000 | 15,451,000 | 17,025,000 | 15,693,000 |
| Equity capital | 22,460,000 | 23,104,000 | 23,500,000 | 22,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,377,000 | 8,409,000 | 11,592,000 |
| Interest expense | 971,000 | 2,110,000 | 3,395,000 | 4,785,000 |
| Net interest income | 1,554,000 | 3,267,000 | 5,014,000 | 6,807,000 |
| Noninterest income | 67,000 | 178,000 | 279,000 | 375,000 |
| Noninterest expense | 888,000 | 1,634,000 | 2,374,000 | 3,329,000 |
| Provision for loan losses | 50,000 | 125,000 | 675,000 | 1,925,000 |
| Pretax income | 683,000 | 1,686,000 | 2,244,000 | 1,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 683,000 | 1,686,000 | 2,244,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,532,000 | 23,256,000 | 23,534,000 | 22,957,000 |
| Total capital | 23,873,000 | 24,602,000 | 25,179,000 | 24,217,000 |
| Risk-weighted assets | 121,186,000 | 128,298,000 | 133,562,000 | 138,152,000 |