Call reports 2002
STATE BANK OF CHILTON — 2002
What STATE BANK OF CHILTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,225,000 | 101,413,000 | 99,853,000 | 99,253,000 |
| Total loans | 75,843,000 | 77,106,000 | 76,837,000 | 72,140,000 |
| Allowance for loan losses | 1,159,000 | 1,158,000 | 1,158,000 | 1,159,000 |
| Securities available for sale | 16,159,000 | 14,951,000 | 14,014,000 | 15,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,537,000 | 81,504,000 | 79,500,000 | 78,701,000 |
| Interest-bearing deposits | 70,312,000 | 69,466,000 | 68,193,000 | 64,938,000 |
| Noninterest-bearing deposits | 11,225,000 | 12,038,000 | 11,307,000 | 13,763,000 |
| Equity capital | 18,819,000 | 19,021,000 | 19,404,000 | 19,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,155,000 | 4,696,000 | 6,198,000 |
| Interest expense | 501,000 | 944,000 | 1,365,000 | 1,735,000 |
| Net interest income | 1,112,000 | 2,211,000 | 3,331,000 | 4,463,000 |
| Noninterest income | 51,000 | 123,000 | 182,000 | 249,000 |
| Noninterest expense | 589,000 | 1,240,000 | 1,829,000 | 2,606,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 642,000 | 1,136,000 | 1,726,000 | 2,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 642,000 | 1,136,000 | 1,726,000 | 2,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,536,000 | 18,542,000 | 18,744,000 | 18,859,000 |
| Total capital | 19,507,000 | 19,527,000 | 19,715,000 | 19,764,000 |
| Risk-weighted assets | 77,573,000 | 78,588,000 | 77,522,000 | 72,145,000 |