Call reports 2001
STATE BANK OF CHILTON — 2001
What STATE BANK OF CHILTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,255,000 | 98,092,000 | 95,809,000 | 109,488,000 |
| Total loans | 68,383,000 | 68,729,000 | 69,818,000 | 78,344,000 |
| Allowance for loan losses | 1,167,000 | 1,162,000 | 1,162,000 | 1,158,000 |
| Securities available for sale | 21,089,000 | 21,698,000 | 20,420,000 | 17,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,947,000 | 78,196,000 | 75,843,000 | 89,912,000 |
| Interest-bearing deposits | 67,491,000 | 67,060,000 | 65,906,000 | 77,111,000 |
| Noninterest-bearing deposits | 9,456,000 | 11,136,000 | 9,937,000 | 12,801,000 |
| Equity capital | 18,668,000 | 18,808,000 | 19,013,000 | 18,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 3,923,000 | 5,759,000 | 7,594,000 |
| Interest expense | 811,000 | 1,561,000 | 2,228,000 | 2,816,000 |
| Net interest income | 1,206,000 | 2,362,000 | 3,531,000 | 4,778,000 |
| Noninterest income | 28,000 | 79,000 | 135,000 | 185,000 |
| Noninterest expense | 655,000 | 1,258,000 | 1,838,000 | 2,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 579,000 | 1,245,000 | 1,963,000 | 2,446,000 |
| Income tax | 6,000 | 16,000 | 26,000 | 36,000 |
| Net income | 573,000 | 1,229,000 | 1,937,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,947,000 | 18,176,000 | 18,395,000 | 18,382,000 |
| Total capital | 18,811,000 | 19,054,000 | 19,282,000 | 19,395,000 |
| Risk-weighted assets | 68,849,000 | 69,928,000 | 70,689,000 | 80,859,000 |