Call reports 2017
FIRST NATIONAL BANK OF CROSSETT — 2017
What FIRST NATIONAL BANK OF CROSSETT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,473,000 | 145,634,000 | 157,354,000 | 153,956,000 |
| Total loans | 87,437,000 | 87,405,000 | 91,355,000 | 94,908,000 |
| Allowance for loan losses | 1,717,000 | 1,658,000 | 462,000 | 466,000 |
| Securities available for sale | 40,510,000 | 38,714,000 | 37,639,000 | 39,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,248,000 | 128,610,000 | 139,256,000 | 135,695,000 |
| Interest-bearing deposits | 93,953,000 | 96,956,000 | 105,491,000 | 95,113,000 |
| Noninterest-bearing deposits | 42,295,000 | 31,654,000 | 33,765,000 | 40,582,000 |
| Equity capital | 15,869,000 | 16,223,000 | 16,711,000 | 16,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,157,000 | 4,771,000 | 6,425,000 |
| Interest expense | 65,000 | 131,000 | 201,000 | 276,000 |
| Net interest income | 1,500,000 | 3,026,000 | 4,570,000 | 6,149,000 |
| Noninterest income | 553,000 | 1,119,000 | 1,631,000 | 2,166,000 |
| Noninterest expense | 1,331,000 | 2,796,000 | 4,582,000 | 6,058,000 |
| Provision for loan losses | 0 | 0 | -1,200,000 | -1,200,000 |
| Pretax income | 722,000 | 1,343,000 | 2,813,000 | 3,448,000 |
| Income tax | 210,000 | 404,000 | 904,000 | 1,081,000 |
| Net income | 512,000 | 939,000 | 1,909,000 | 2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,633,000 | 16,548,000 | 17,092,000 | 17,222,000 |
| Total capital | 17,940,000 | 17,835,000 | 17,554,000 | 17,688,000 |
| Risk-weighted assets | 104,192,000 | 102,651,000 | 109,838,000 | 112,352,000 |